We help income-qualified homeowners in Orange County make essential repairs that improve safety, accessibility, and housing stability. Whether you’re dealing with a leaking roof, failing HVAC system, accessibility challenges, or other critical repair needs, our team may be able to help.
Through our Home Preservation and Repair Loan programs, we help maintain affordable housing throughout our community by enabling homeowners to continue living safely and comfortably in their existing homes.
Home Preservation
Open to any eligible Orange County residents
Our Home Preservation Program conducts critical repairs and accessibility modifications for homeowners in Orange County who live in their home, make less than 80% of the Area Median Income, and are up-to-date on their property taxes.
Learn more about Home Preservation
Repair Loan
Open only to Habitat homeowners.
Our Emergency Loan Program offers Orange Habitat homeowners a 0% interest loan on urgent critical home repairs.
Learn more about Repair Loans
Home Preservation Program
The Home Preservation Program supports affordable homeownership to Orange County residents to help preserve existing households and assist homeowners to live in healthy, safe and accessible homes.
The program seeks to preserve affordable homeownership and assist homeowners to live in healthy, safe and accessible homes. Types of repairs include but are not limited to:
- Critical Repairs
- Roof repairs
- Heating and cooling
- Accessibility Modifications
- Bathroom modifications
- Ramps and decks
Qualifications for home preservation repairs include:
- Own their home within Orange County, NC
- Up to date on property taxes
- Earn below 80% of the Area Median Income (AMI)
- If applicable, you may be asked to pay a one time fee. Some qualifying applicants may have the fee waived.
Application
Repair Loan
While it is important to have savings to make repairs on your home, there are times when emergencies happen, and a homeowner needs access to a loan to get things fixed. The Habitat Emergency Loan Program Repair is designed for Orange Habitat homeowners who need an emergency repair to their home. These repairs can be quite costly, which is why Habitat offers our homeowners a 0% interest loan to use for home repairs. In addition, Habitat is available to complete the repairs or use one of our outside contractors to complete work.
Qualifications for the Habitat Emergency Loan Program include:
- Being an Orange Habitat Homeowner
- Having an Urgent Critical Repair (roof, HVAC, sewer/septic, or water heater repair/replacement or accessibility modifications)
- Household income is below 80% of the Area Median Income
- Mortgage is in good standing
- Property taxes are paid
Application
Meet a Home Preservation Recipient Robert
Robert has lived in Chapel Hill all his life and doesn’t see himself living anywhere else. Before retiring, he worked at UNC Health as an Operating Room Technician. Robert is also a proud veteran of the US Army serving on the missile crew from 1971-1973. Hestill has a community of fellow veterans he keeps in touch with as well as being connected to his church. Robert now spends most of his free time with his two grandchildren and two great grandchildren.
Taking care of his great grandchildren motivated him to take action to repair his home. His roof was in desperate need of repairing since it was not insulating the home well. He also did not have any heat in the home, making the winter months very cold in his home. He relied on space heaters to warm his living room and one bedroom, even though he feared for the safety of himself and the young children that spent time in the home.
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Contact Us!
For more information on these programs, contact the Homeowner Services team.
