Homeownership

Overview

Affordable housing, as defined by the Department of Housing and Urban Development (HUD), means a household pays no more than 30% of their income for housing costs like rent, mortgage, and utilities. As the housing costs in Orange County rise, many residents are being forced out of the community to find housing that is affordable for them. 

30%
of your income should go toward housing costs

At Habitat, our goal is to support mortgage-ready residents who are looking to buy their first home. Orange Habitat ensures home loans are affordable for each applicant’s income. Typically, loans are low interest and last 30 – 40 years. When you apply to Orange Habitat, you are applying for a homeownership program. Our year-long program includes finance training, home maintenance workshops, community engagement, as well has working with Habitat construction staff as your home is built.

More Information Application Information

Meet a Homeowner

Renne

Heather

Tabitha and Jason

See Where Habitat Has Built!

Learn more about the communities Orange Habitat has built since 1984.